Use a tax refund to build your future

How we’re using our 2014 Tax Refund

It’s that time of year again! Even though the deadline isn’t until April, I always think of January as tax season, since that’s when the forms start rolling in. I like to get taxes done as … Read More

Mount Everest Base Camp

Greetings from Base Camp

One of the problems with becoming financially literate, living a frugal lifestyle, getting out of debt and working toward financial independence is that it doesn’t always feel fun. My husband and I used to feel cash-strapped … Read More

5 Ways You're Not Saving Money

5 Ways You’re Not Really Saving Money

Many people would be better off financially if they didn’t save so much. Wait, what? You read that correctly. But I’m not talking about the real savings that pays off debt, builds financial security, and purchases smart investments. I’m … Read More

fingers typing

4 Freelance Side Jobs That Have Worked For Me

Sometimes no matter how frugal you may be, your regular income just won’t cut it. My husband and I found ourselves in that situation in 2008 when our first son was a baby, and we were completely … Read More

Napoleon Dynamite lucky

How did I get so lucky?

When you’ve worked hard and sacrificed to achieve a goal, it’s difficult to know how to respond when people say “You’re so lucky!” or “You have no idea how lucky you are” or “It must be … Read More

tax forms

How We’re Using our 2013 Tax Refund

Have you filed your taxes yet? I’m always anxious to get started as soon as all of the forms come in (the nerd in me actually enjoys tax returns), and our tax refund has been sitting … Read More